Why might someone choose comprehensive auto insurance?

Comprehensive auto insurance is designed to protect against non-collision-related incidents. This includes damages resulting from natural disasters such as storms, floods, or fires, as well as protection against theft, vandalism, and falling objects. This type of coverage is crucial for drivers who want to safeguard their vehicle investment from a variety of unforeseen events that may not be related to their driving actions.

In contrast, the other choices relate to different types of car insurance or do not relate directly to the benefits of comprehensive coverage. For instance, covering vehicle repairs resulting from accidents typically falls under collision insurance, not comprehensive. Hospital bills resulting from accidents are covered by health insurance, and costs associated with gas purchases are unrelated to any insurance coverage. Thus, the choice highlighting protection against damages from natural disasters and theft accurately reflects the broader protective scope of comprehensive auto insurance.