Ontario Automobile Supplement (OAS) Practice Test

The correct response refers to "Flying objects," which is categorized specifically under Specified Perils coverage. This type of coverage insures against distinct risks that are explicitly outlined in the policy, such as fire, theft, and vandalism.

While Comprehensive coverage encompasses a broader range of risks, including all perils covered under Specified Perils, it also provides additional coverage for a wide variety of other situations, including damage from flying objects such as tools, debris, or even animals. However, since "Flying objects" can be considered part of the general risks protected under Comprehensive, it is essential to note that it differentiates itself by being mentioned explicitly in the Specified Perils section.

On the other hand, perils like fire, theft, and vandalism are included in both coverages. Understanding the distinctions between the two types of policies helps in grasping what specific risks are covered in each category, thus aiding in making informed decisions regarding automobile insurance.