Which type of insurance covers passengers in your car during an accident?

Accident Benefits coverage is specifically designed to provide protection for individuals involved in an automobile accident, regardless of who is at fault. This type of insurance includes medical expenses, rehabilitation costs, income replacement, and death benefits. Therefore, when it comes to passengers in your vehicle, Accident Benefits coverage ensures that they receive compensation for their injuries or losses as a result of the accident.

Liability insurance primarily covers damages to other people or their property if you are at fault in an accident, but does not provide direct coverage for your own passengers. Collision insurance covers damage to your own vehicle resulting from a collision, but like liability insurance, it does not cover injuries to passengers. Comprehensive insurance covers non-collision incidents such as theft or natural disasters, but again, it does not address the needs of passengers in an accident scenario. Thus, Accident Benefits coverage is the correct and comprehensive choice for ensuring passenger protection during automobile accidents.