Which of the following is an example of coverage extending endorsement?

Study for the Ontario Automobile Supplement Test. Study with flashcards and multiple-choice questions, each question has hints and explanations. Get ready for your exam!

The choice of OPCF 2 - driver of other automobiles represents an example of a coverage extending endorsement because it provides additional protection beyond what is typically included in a standard automobile insurance policy. This particular endorsement allows the insured driver to have coverage when operating vehicles owned by others, thus expanding the scope of their insurance to include more than just their own vehicle.

This type of endorsement is essential for individuals who may drive various vehicles in different situations, such as borrowing a friend's car or using a rental vehicle. In contrast, the other mentioned endorsements work under different principles; for example, OPCF 9 provides an exclusion, thus limiting coverage rather than expanding it, OPCF 16 pertains to the suspension of coverage, which alters the terms of the policy, and OPCF 13C deals with restricting specific types of glass coverage, again refining rather than broadening the policy's coverage.

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