Which of the following is NOT a type of coverage under Loss or Damage Coverage?

In Ontario automobile insurance, Loss or Damage Coverage refers to the protection provided to vehicles in the event of an accident or other specified incidents that result in damage. The relevant types of coverage that fall under this category include Collision or Upset, Comprehensive, and All Perils.

Collision or Upset coverage protects against damages resulting from a collision with another vehicle or object, while Comprehensive coverage protects against losses from events other than collisions, such as theft, vandalism, or natural disasters. All Perils encompasses both Collision and Comprehensive coverages, addressing a wide range of potential risks to the vehicle.

Extended Liability, however, does not fall under Loss or Damage Coverage; rather, it pertains to additional liability protection in instances of personal injury or property damage to others, extending beyond the basic required coverage. Therefore, the correct answer identifies Extended Liability as it is fundamentally different from the other coverage types that provide specific protection for one's own vehicle damage.