Which endorsement is specifically related to lienholders?

The endorsement that is specifically related to lienholders is the one titled "OPCF 23A - Lienholders." This endorsement is designed to protect the interests of lienholders, such as banks or credit unions, when they have a financial interest in a vehicle. When a vehicle is financed or leased, the lienholder generally holds a security interest in the vehicle until the debt is repaid.

The endorsement delves into how the lienholder will be notified in case of any changes to the policy, such as cancellations or modifications, ensuring they are informed and can take necessary actions. This is crucial as it helps lienholders safeguard their investment in the vehicle.

To provide a clearer view, the other options pertain to different topics: for example, while OPCF 23B refers to mortgage interests in a broader context, it does not specifically focus on lienholders alone. OPCF 40 discusses deductibles in the event of fire damages, which is unrelated to lienholder interests. Lastly, OPCF 32 addresses the conditions under which unlicensed operators may use recreational vehicles, which again bears no relation to lienholder protections.