Which endorsement addresses the modification of a policy for alterations?

The endorsement that specifically addresses the modification of a policy for alterations is OPCF 25A. This endorsement is designed to provide coverage adjustments when there are changes or modifications made to a vehicle, ensuring that the policy remains relevant and comprehensive after such alterations.

OPCF 25A is particularly important because it allows policyholders to report and ensure that any significant changes—like modifications or upgrades to a vehicle—are reflected in their insurance coverage. Without such an endorsement, a policy may not adequately cover a modified vehicle, potentially leading to disputes during claims.

In contrast, other types of endorsements listed serve different purposes. For example, OPCF 32 pertains to the use of recreational vehicles by unlicensed operators, which does not directly relate to alterations made to a vehicle. The OPCF 40 deals with fire deductibles, and OPCF 47 focuses on an agreement regarding the priority of payments within the Statutory Accident Benefits Schedule (SABS). None of these endorsements address modifications to a policy in the context of vehicle alterations as OPCF 25A does.