What type of insurance covers employees for injuries sustained at work?

Workers' Compensation Insurance is specifically designed to cover employees who sustain injuries or illnesses as a result of their work. This insurance provides financial support for medical expenses, rehabilitation costs, and a portion of lost wages while the employee is unable to work due to their injury.

Its primary purpose is to ensure that employees receive the necessary care and support without needing to pursue legal action against their employer, as it operates under a "no-fault" system. This means that employees are covered regardless of who was at fault for the accident.

In contrast, General Liability Insurance typically protects businesses from claims of bodily injury or property damage to third parties, rather than covering employee injuries. Health Insurance usually refers to individual or family coverage for medical care, including doctor visits and hospital stays, but it does not specifically address work-related injuries. Auto Insurance covers vehicles and injuries related to vehicle accidents, which is irrelevant in the context of workplace injuries. Thus, the selection of Workers' Compensation Insurance is the most appropriate choice for covering employee injuries at work.