What type of coverage protects against damage to your vehicle from an uninsured driver?

Uninsured motorist coverage is specifically designed to protect you against damages to your vehicle that result from being in an accident with a driver who does not have insurance. This type of coverage ensures that if you're involved in a collision caused by an uninsured motorist, the costs incurred for repairs to your vehicle or medical expenses arising from the accident can be covered.

This coverage serves a crucial role in situations where you're not at fault but find yourself dealing with the financial repercussions of another driver's lack of insurance. By having uninsured motorist coverage, you gain peace of mind knowing that you have protection in scenarios where your options may otherwise be limited.

Other types of coverage, such as collision and comprehensive coverage, handle different aspects of vehicle damage. Collision coverage focuses on damages to your vehicle resulting from your own fault or a single vehicle incident, while comprehensive coverage addresses non-collision events like theft or natural disasters. Liability coverage, on the other hand, is intended to protect against claims made by others if you are found at fault in an accident, rather than protecting your own vehicle in the event of an accident with an uninsured driver.