What is the penalty for driving without insurance in Ontario?

Driving without insurance in Ontario carries significant legal penalties, making it a serious offense. The correct consequence for this violation includes a fine imposed by law, reflecting the seriousness of operating a motor vehicle without the protection of insurance. In addition to the monetary fine, there is also the risk of having your driver's license suspended. This dual penalty serves as a deterrent to encourage compliance with mandatory insurance laws, ensuring that all drivers in Ontario carry at least the minimum required level of insurance coverage.

In Ontario, insurance is essential not only for the protection of the driver but also for other road users, as it provides financial coverage in the event of an accident. The enforcement of penalties reinforces the importance of being properly insured while driving.

The other choices do not accurately represent the penalties associated with driving without insurance in Ontario. There is no community service requirement for this violation, nor do police typically issue warnings, since driving without insurance is a more severe infraction that warrants immediate legal consequences. Additionally, increases in vehicle registration fees are not relevant to the direct penalties for driving uninsured.