What is one of Ontario's mandatory automobile coverages?

Uninsured motorist coverage is one of Ontario's mandatory automobile coverages because it protects drivers and passengers in the event that they are involved in an accident with a driver who does not have insurance. This coverage is essential in ensuring that individuals are not left without financial protection when an at-fault driver cannot cover the costs of damages or injuries. In Ontario, this type of insurance compensates for bodily injuries, lost wages, and other related expenses that may arise from the accident.

While collision coverage, comprehensive coverage, and personal injury protection may provide additional financial protections for drivers, they are not mandated by law in Ontario. Therefore, uninsured motorist coverage represents a crucial safety net that aligns with the province's commitment to maintaining a secure driving environment, ensuring that all drivers have access to compensation regardless of the other party's insurance status.