What event does Collision or Upset Coverage cover?

Collision or Upset Coverage specifically addresses damage to your vehicle that occurs as a result of a collision with another object, or if your vehicle rolls over. This type of coverage is essential for protecting the insured from financial loss resulting from accidents, providing peace of mind that repair costs will be covered when a vehicle is involved in a crash with another vehicle, a stationary object, or when the vehicle itself is overturned.

Options involving theft of the vehicle, vandalism, and damage from natural disasters refer to different types of coverage: theft and vandalism fall under comprehensive coverage, while damage from natural disasters may also be categorized as comprehensive. Collision or Upset Coverage is distinct because it focuses solely on the circumstances of an actual collision or rollover, illustrating its crucial role in automotive insurance policies by mitigating the risks associated with such incidents.