What does "physical damage coverage" include?

Physical damage coverage encompasses both collision and comprehensive insurance, making it an essential protection for vehicle owners. Collision insurance covers damages to your vehicle resulting from a collision with another vehicle or object, while comprehensive insurance addresses damages caused by events other than collisions, such as theft, vandalism, natural disasters, or animal strikes. By having both types of coverage included under the umbrella of physical damage coverage, drivers are better protected financially against a wide range of potential incidents that could lead to costly repairs or replacement of their vehicles. This comprehensive approach ensures that a more extensive range of risks is mitigated, providing peace of mind for vehicle owners.