What does not constitute a identified automobile?

A vehicle lacking insurance does not constitute an identified automobile because identification of a vehicle under the Ontario Automobile Supplement (OAS) refers to the attributes that are necessary for it to be considered an insurable asset. An identified automobile typically must be a registered and insured vehicle.

The concept of an identified automobile is closely tied to the protections and coverage provided by an insurance policy. All regulations and definitions surrounding identified automobiles depend on the assumption that these vehicles meet specific criteria, which includes being registered and insured so that they can be involved in the marketplace and receive proper coverage under a standard automobile insurance policy.

In contrast, a vehicle with temporary registration is still recognized for identification purposes as it is legally registered, albeit for a limited time. Similarly, a vehicle without a driver can still be insured and identified based on its registration status. Meanwhile, the condition of a vehicle, such as being in good condition, does not affect its status as an identified automobile under the requirements of insurance regulations.

Therefore, the lack of insurance fundamentally excludes the vehicle from being classified as an identified automobile, as insurance serves as a crucial element in establishing the vehicle's insurability and eligibility for claims under the OAS framework.