What defines an "Accident" in this context?

In the context of the Ontario Automobile Supplement, an "Accident" is defined as an unexpected event or mishap. This definition encapsulates situations that arise suddenly and are not premeditated, often resulting in damages, injuries, or losses that warrant insurance claims. This aligns with the typical understanding of accidents in both everyday language and legal terms—events that occur without prior intent or expectation.

The concept of an accident inherently includes elements of unpredictability and unforeseen consequences, which is important for both insurance assessments and legal considerations in the case of claims. Understanding this definition helps individuals navigate their coverage and ensures they are aware of the conditions under which they can seek compensation after such events occur.