All Perils Coverage includes which of the following?

All Perils Coverage is a type of automobile insurance that provides comprehensive protection against a wide range of potential incidents, including both collision-related damages and losses from theft. The correct answer emphasizes that this coverage not only includes comprehensive elements but specifically also addresses theft that may be committed by household members. This is significant because it extends the protection to thefts that might otherwise be excluded by standard policies.

Comprehensive coverage typically protects against losses that occur from incidents other than a collision, such as theft, vandalism, and natural disasters. Collision coverage deals with damages from accidents involving other vehicles or objects. Together, these features give policyholders robust protection against various risks, ensuring a more extensive safety net. Moreover, the inclusion of theft by household members recognizes the nuances of potential risks that can arise within a family context, providing greater peace of mind to those insured.